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Market Update: Buying activity high in 33617 and 33637 as of .

Sell Your House Fast in Temple Terrace, Florida.

The average Temple Terrace home sits on the market for ... days. We can close in 7. Don't wait ... days on the open market. Get a guaranteed cash offer today. Cash home buyers in Temple Terrace close fast. Get an offer in 24 hours.

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Data backed by Hillsborough County Clerk of the Circuit Court records.

Max Cohen, Founder of FL Home Buyers

My name is Max Cohen. I understand the Temple Terrace grind—the I-75 traffic and the high cost of living. If your Florida Ranch style (concrete block construction) home has aging cast iron pipes or you're dealing with strict septic tank requirements issues, don't worry. We save you $25,500 in Realtor fees and skip the repair hassle. As a subsidiary of FL Home Buyers, we simplify the sale process, including handling City of Temple Terrace Utilities and Hillsborough County Property Appraiser transfers.

Why Temple Terrace Homeowners Choose a Cash Offer

Selling a Florida Ranch style (concrete block construction) with aging cast iron pipes?

Expensive plumbing repairs are a common headache in older homes. We buy your property as-is, saving you the significant cost and stress of replacing defective piping systems.

Worried about Hurricanes and tropical storms or Zone AE insurance hikes?

Florida's climate threats and specific flood zones can mean soaring insurance premiums. Sell to us and avoid future risk and increasing costs associated with these environmental factors.

Tired of Hillsborough County Property Appraiser hikes or strict septic tank requirements?

Local bureaucracy and rising property values can strain your finances. We offer a fast exit, letting you bypass ongoing tax burdens and the complexities of local zoning hazards.

Cash Home Buyers Florida vs. Coldwell Banker Residential Real Estate

Feature Cash Home Buyers Florida Coldwell Banker Residential Real Estate
Selling Time 7-14 Days Avg. ... Days
Commissions / Fees 0% 5-6% ($25,500 on $425,000)
Repairs Needed None (Buy As-Is) Often Required
Appraisals / Contingencies None Standard
Closing Costs We Pay Seller Pays
Certainty of Sale Guaranteed Not Guaranteed
Paperwork Burden We Handle All Seller's Responsibility
Privacy Private Sale Public Showings

Our Simple 3-Step Process

1

Tell Us About Your Home

Provide basic property details. It's fast, free, and no obligation.

2

Receive a Cash Offer

We present a fair, no-obligation cash offer within 24 hours. No hidden fees.

3

Close on Your Timeline

If you accept, we close fast, often in 7 days, on a date that works for you.

Situations We Handle in Temple Terrace

Handling Probate in Hillsborough County

Dealing with an inherited property in Temple Terrace can be overwhelming, especially when navigating the Florida probate process. This judicial timeline means that an estate typically takes 6 to 12 months, or even longer, to finalize through the Hillsborough County Clerk of the Circuit Court. Executors often face delays, complex paperwork, and the burden of maintaining a vacant property. We provide a swift and empathetic solution by offering a cash purchase, allowing you to bypass these lengthy legal processes and financial strains. Our approach helps families avoid the protracted court involvement and the emotional toll of property management during an already difficult time.

Unlike traditional sales that require property preparation, showings, and potentially a buyer's mortgage approval, we simplify everything. We handle all necessary arrangements, allowing you to settle the estate quickly and distribute assets without further delay. This ensures that the property does not become a financial drain or a source of added stress during the probate period, providing a clear path forward for beneficiaries.

Facing Foreclosure in Florida

The threat of foreclosure in Florida is serious, impacting many homeowners in Temple Terrace. As a judicial foreclosure state, the process involves court proceedings, which can be lengthy but ultimately lead to the loss of your home. It's critical to act fast to beat the Florida timeline for initial demand letters, which typically precede legal filing by 30-90 days. Once a Lis Pendens is filed with the Hillsborough County Clerk of the Circuit Court, your options become significantly more limited. We offer a direct lifeline: a fast cash sale that can stop foreclosure proceedings, protect your credit, and provide you with immediate financial relief.

Waiting for a traditional buyer can consume precious time you don't have. Our streamlined process allows us to close quickly, often within 7-14 days, giving you the power to resolve your mortgage issues before the situation escalates further. We eliminate the need for costly repairs, agent fees, and the uncertainty of market demand, ensuring a clear and quick exit from a challenging financial situation. This means you can move on without the stigma and long-term damage of a foreclosure on your record.

Sell with Code Violations or Without Permits

Many Florida Ranch style (concrete block construction) homes in Temple Terrace, especially those built between 1950-1980, come with inherent issues like aging cast iron pipes. Repairing these defects often requires permits, significant financial investment, and compliance with modern building codes. For homeowners facing these challenges, selling a property with existing code violations or unpermitted work, such as outdated plumbing or electrical systems, can be a major hurdle. Traditional buyers are typically deterred by the need for expensive retrofitting and the bureaucratic headaches of obtaining permits from the City of Temple Terrace Utilities department or county offices.

We specialize in buying homes exactly as they are. This means you can skip the permits and retrofitting for aging cast iron pipes or any other violation. Our cash offers account for the condition and necessary repairs, freeing you from the responsibility and expense of bringing the property up to current code. Avoid the stress of contractors, inspections, and unforeseen costs. We make the selling process straightforward, allowing you to move forward without the burden of pre-sale renovations or legal liabilities associated with non-compliant structures.

Estimated Repair Costs in Temple Terrace vs. Our Offer

Repair Item Estimated Cost Range Our Offer (No Repairs Needed)
Aging Cast Iron Pipes $5,000 - $15,000+ Included in As-Is Offer
Roof Replacement $10,000 - $25,000+ Included in As-Is Offer
Foundation Issues $8,000 - $30,000+ Included in As-Is Offer

Max's Insight:

Temple Terrace code enforcement is strict about strict septic tank requirements. We buy with the violation attached. This means you don't have to worry about costly upgrades or compliance issues before selling your property.

Temple Terrace Neighborhood Guide

Temple Terrace is a unique, historic city within the greater Tampa Bay area, known for its tree-lined streets, golf course community, and proximity to major educational and employment hubs. Its diverse neighborhoods offer distinct living experiences, all benefiting from access to Hillsborough County Public Schools and convenient commutes to Downtown Tampa. Understanding the local nuances of each area is key to appreciating Temple Terrace's residential appeal and the specific challenges or advantages property owners might encounter.

Riverhills

Nestled along the Hillsborough River, the Riverhills neighborhood offers a blend of older, established homes and some newer constructions. Many properties here feature spacious lots and mature landscaping, reflecting the traditional Florida charm. Residents appreciate the tranquility and access to nature, with Riverhills Park providing recreational opportunities. The area falls within desirable school zones for Hillsborough County Public Schools, making it attractive to families. However, properties closer to the river may be in Zone AE flood zones, a factor we understand and account for in our cash offers. Its location provides relatively easy access to Fowler Avenue and US-301 intersection for those commuting to Downtown Tampa.

Temple Terrace Estates

Temple Terrace Estates represents a significant portion of the city's residential landscape. Characterized by a mix of Florida Ranch style (concrete block construction) homes built from the 1950s onwards, this neighborhood showcases the classic mid-century Florida aesthetic. The proximity to the historic Temple Terrace Golf and Country Club is a major draw, offering a unique lifestyle. While many homes are well-maintained, some may exhibit typical issues for their age, such as aging cast iron pipes or older electrical systems. Its central location allows for quick drives to local amenities and is convenient for accessing I-75 for longer commutes.

The Oaks

The Oaks neighborhood, often associated with a slightly more upscale feel, features larger homes and meticulously maintained properties. It often borders the golf course, offering picturesque views and a sense of exclusivity. Homes here are generally newer or have undergone extensive renovations, though some original structures remain. Residents value the quiet streets and community feel. Like other parts of Temple Terrace, careful consideration of local codes regarding structures and potential for strict septic tank requirements is important for some properties. The area's appeal is bolstered by strong Hillsborough County Public Schools ratings and convenient access to commercial centers.

Raintree

The Raintree community is a well-established area known for its diverse housing options, from single-family homes to townhouses. It offers a family-friendly atmosphere with local parks and community spaces. Many of the homes here reflect the architectural styles common in the 1970s and 1980s, which means some properties might face common structural wear and tear or require updates. The Temple Terrace Public Library is a key community amenity nearby. Raintree's location provides good access to public transportation routes and quick connections to the major arteries, facilitating commutes to Downtown Tampa without significant hassle through the Fowler Avenue and US-301 intersection. Its robust community infrastructure makes it a stable and desirable place to live.

Where We Buy in Temple Terrace

Real Homeowners, Real Solutions in Temple Terrace

"Sold my Florida Ranch style (concrete block construction) with aging cast iron pipes... didn't have to fix it. The process was incredibly smooth, and they understood the unique challenges of my older Temple Terrace home. Truly a lifesaver!"

- Sarah P., Temple Terrace

"Avoided the Florida foreclosure process entirely by closing with them quickly. I was facing a tight deadline, and they moved with incredible speed and professionalism. It saved my financial future."

- Michael L., 33617

"I saved thousands in fees compared to listing with Coldwell Banker Residential Real Estate. No commissions, no open houses, just a straightforward cash offer. The easiest home sale I've ever experienced."

- Emily R., 33637

Frequently Asked Questions

Do you buy houses in 33617, 33637, and 33604?

Yes, we actively buy houses for cash across Temple Terrace and surrounding Hillsborough County zip codes, including 33617, 33637, and 33604. We focus on areas where we can provide quick, fair solutions to homeowners needing to sell fast, regardless of the property's condition or situation. Our goal is to make the selling process as simple and stress-free as possible for you.

My home is in Zone AE. Will you buy it?

Absolutely. Being in a FEMA Flood Zone AE can complicate traditional sales, often requiring special insurance and specific lender requirements. However, we specialize in buying properties as-is, even those with flood zone designations. We understand the unique challenges associated with properties in Zone AE and will factor them into our fair cash offer, allowing you to sell without the usual delays or added concerns that often arise with flood-prone properties.

How long does the Florida judicial foreclosure process take?

Florida operates under a judicial foreclosure process, which means it involves the courts. Typically, from the initial default to the final sale, it can take 6 months to over a year. However, the critical period for homeowners to act is often in the first 30-90 days after receiving a notice of default or demand letter, before a Lis Pendens is officially filed with the Hillsborough County Clerk of the Circuit Court. Selling to us quickly can help you avoid this lengthy and damaging process and protect your credit.

Can I sell my Temple Terrace home if it has aging cast iron pipes?

Yes, you absolutely can. Aging cast iron pipes are a very common material defect in Florida Ranch style (concrete block construction) homes built between 1950-1980 in Temple Terrace. These issues can be costly and time-consuming to repair, often deterring traditional buyers. We buy homes in any condition, including those with plumbing issues like aging cast iron pipes, allowing you to sell without incurring repair expenses, dealing with contractors, or facing delays from inspection contingencies.

What is the benefit of selling to Cash Home Buyers Florida compared to a traditional agent?

Selling to us means a guaranteed cash offer, a fast closing (often in 7-14 days), no need for repairs, no commissions (saving you thousands like the typical $25,500 fee on a $425,000 Temple Terrace home), and no open houses or constant showings. Unlike Coldwell Banker Residential Real Estate or other traditional brokerages, we handle all paperwork, pay typical closing costs, and buy your home entirely as-is, providing a simple, private, and stress-free solution tailored to your timeline.

Areas We Serve Near Temple Terrace

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