Market Update: Buying activity high in 32328 and 32320 as of .
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My name is Max Cohen. I understand the St. George Island grind—the US-98 traffic and the high cost of living. If your Elevated Coastal Style home has Salt Air Corrosion or you're dealing with Strict elevation requirements for rebuilding issues, don't worry. We save you $51,000 in Realtor fees and skip the repair hassle. As a subsidiary of FL Home Buyers, we simplify the sale process, including handling Florida Power & Light (FPL) and Franklin County Property Appraiser transfers.
Does your Elevated Coastal Style home need expensive fixes for Salt Air Corrosion? We buy properties as-is, saving you time and money on costly renovations.
High insurance for Hurricanes or a bad Zone VE rating? Don't let environmental risks dictate your sale. We understand and will make a fair offer.
Need to sell due to Franklin County Property Appraiser stress or strict Strict elevation requirements for rebuilding rules? We cut through the red tape, offering a straightforward closing process.
| Feature | cashhomebuyersflorida.com | Century 21 Collins Realty (Traditional Agent) |
|---|---|---|
| Repairs Needed | None (We buy as-is) | Often required by buyer/lender |
| Commissions/Fees | Zero | Typically 5-6% of sale price |
| Closing Speed | As fast as 7 days | 30-60+ days, market dependent |
| Certainty of Sale | Guaranteed Cash Offer | Contingent on financing, appraisal, inspection |
Provide basic details through our quick online form. No obligations, just information.
We'll evaluate your property and present a fair, no-obligation cash offer within 24 hours.
If you accept, we close fast, handling all paperwork. You get cash, on your schedule.
The probate process in Florida can be lengthy and complex, often taking anywhere from 6 months to over a year, especially without a clear will or with contested assets. For heirs dealing with inherited property in St. George Island or wider Franklin County, this can translate into ongoing property taxes, maintenance costs, and significant emotional strain. We understand these pressures.
Selling an inherited home through traditional channels often means waiting for the probate court to finalize, then dealing with repairs, listings, and agent fees. FL Home Buyers offers a direct, compassionate solution. We buy probate properties as-is, allowing you to bypass these delays and move forward financially. Our team is familiar with the requirements of the Franklin County Clerk of Court, ensuring a smooth transaction even under challenging circumstances. We buy fast to avoid Franklin County Clerk of Court delays and complex Florida timelines.
Florida operates as a judicial foreclosure state, meaning the process goes through the courts. This can be a drawn-out affair, typically lasting 180 to 360 days, sometimes longer. However, the initial response period for a summons and complaint is critically short—homeowners have only 20 days to respond once served. Missing this deadline can lead to a default judgment, accelerating the loss of your property.
If you're facing foreclosure on your St. George Island property, time is of the essence. Selling to FL Home Buyers for cash can be a viable alternative to losing your home to the bank. We can close quickly, often in a matter of days, giving you the ability to pay off your mortgage, protect your credit, and retain equity. Act fast to beat the Florida timeline for Notice of Default days.
St. George Island, like many coastal communities, has strict building codes, particularly concerning property elevation and storm resilience. Older Elevated Coastal Style homes may not meet current standards, leading to code violations or significant repair costs. Issues like widespread Salt Air Corrosion can degrade structural elements, requiring extensive and expensive fixes that can deter traditional buyers and lenders.
The thought of retrofitting your home to meet modern code requirements, obtaining permits from Franklin County, and managing contractors can be overwhelming. FL Home Buyers simplifies this. We purchase properties with existing code violations, as well as those needing substantial repairs for Salt Air Corrosion. You don't need to spend a dime or lift a finger. Skip the permits and retrofitting for Salt Air Corrosion, and let us handle the complexities after closing.
| Repair Category | Estimated Cost Range | Our Offer (No Repairs Needed) |
|---|---|---|
| Salt Air Corrosion Repairs | $10,000 - $30,000+ | Full Cash Offer (As-Is) |
| Roof Replacement | $15,000 - $40,000+ | |
| Foundation Settlement | $10,000 - $50,000+ |
Max's Insight: St. George Island code enforcement is strict about Strict elevation requirements for rebuilding. We buy with the violation attached.
St. George Island offers a unique blend of pristine natural beauty and relaxed coastal living within Franklin County. While the island itself is primarily residential and vacation-oriented, its residents rely on the nearby mainland communities for essential services, schools, and employment opportunities. Understanding these interconnected areas is key to appreciating the local real estate market.
This barrier island is renowned for its uncrowded beaches and the iconic St. George Island Lighthouse Museum. Homes here often reflect the Elevated Coastal Style, designed to withstand the elements and maximize views. While primarily vacation homes, there's a strong local community. Students attend schools within the Franklin County School District, typically commuting to Apalachicola for middle and high school. Employment often revolves around tourism or commuting to Tallahassee.
Just across the bay from St. George Island, Apalachicola is a historic port town with a charming downtown, known for its seafood industry and maritime heritage. It's home to the main schools of the Franklin County School District, making it a desirable area for families. The architecture here features many historic Florida Cracker homes and bungalows. Locals frequent spots like Paddy's Raw Bar for fresh oysters. Many island residents consider Apalachicola their primary service hub.
Serving as the gateway to St. George Island, Eastpoint is a working waterfront community focused on oystering and fishing. It shares the same zip code as the island and offers more affordable housing options, often with direct bay access. While less tourist-centric than Apalachicola, it's a vital part of the local economy and a hub for commercial fishing boats. Residents here are also part of the Franklin County School District and often commute to Tallahassee for more diverse job opportunities.
Further east along US-98, Carrabelle is another laid-back fishing town, offering a relaxed lifestyle and access to various outdoor activities. It's famous for the "World's Smallest Police Station" and offers a different vibe than its western neighbors. Homes here range from older bungalows to newer builds, often appealing to those seeking affordability and a quieter pace. Students attend schools within the Franklin County School District, and many residents work locally or commute to larger cities like Tallahassee.
"Great experience selling my Elevated Coastal Style home—they even took care of the Salt Air Corrosion issue. No headaches, quick closing!"
- A Satisfied Seller, St. George Island
"Avoided the Florida foreclosure process entirely by closing with them quickly. Such a relief during a stressful time."
- Local Homeowner, Apalachicola
"I saved thousands in fees compared to listing with Century 21 Collins Realty. The cash offer was fair and the process was transparent."
- Property Owner, Eastpoint
Yes, FL Home Buyers actively purchases homes for cash across all of Franklin County, including St. George Island (32328), Apalachicola (32320), and Carrabelle (32322). Our focus is on providing fast, fair cash offers without the need for repairs, agent commissions, or closing costs in these specific areas. We understand the local market dynamics in these distinct communities.
Absolutely. We specialize in buying homes in all FEMA flood zones, including Zone VE, which is common on St. George Island. We understand the complexities and costs associated with homes in high-risk flood areas and are prepared to make a fair cash offer regardless of your flood zone designation. You won't need to make any elevation improvements or costly repairs before selling to us.
We pride ourselves on our speed and efficiency. Once we make a cash offer and you accept, we can typically close in as little as 7 days, or on your preferred timeline. This is significantly faster than traditional real estate sales, which often take months, and is especially beneficial for those needing to sell quickly due to financial pressures or relocation.
No. When you sell to FL Home Buyers, you pay zero Realtor commissions. We cover standard closing costs, saving you thousands of dollars that would typically go to agents and various fees. The offer we provide is a net amount, meaning it's the cash you receive at closing, without hidden deductions or surprises.
We buy houses completely as-is. Whether your St. George Island home has issues like salt air corrosion, wood rot, foundation problems, or even code violations related to strict elevation requirements, we take care of it. You don't need to spend any money or time on repairs, cleaning, or bringing the property up to code before selling to us. Our cash offer reflects the property's current condition.