Market Update: Buying activity high in 33037 and 33036 as of .
The average Key Largo home sits on the market for ... days. We can close in 7.
Step 1 of 2: Property Information
Data backed by Monroe County Clerk of Court records.
My name is Max Cohen. I understand the Key Largo grind—the US-1 (Overseas Highway) traffic and the high cost of living. If your Florida Coastal Ranch home has Failing Cast Iron Pipes or you're dealing with Advanced Wastewater Treatment System requirements issues, don't worry. We save you $51,000 in Realtor fees and skip the repair hassle. As a subsidiary of FL Home Buyers, we simplify the sale process, including handling Keys Energy Services and Monroe County Property Appraiser transfers.
Older homes in Key Largo often face expensive plumbing issues. We buy properties as-is, saving you the significant cost and disruption of repairs.
Coastal living brings unique challenges. High insurance costs and flood zone regulations are burdens we understand and remove from your shoulders.
Local bureaucracy can be frustrating. We handle all the paperwork and complexities, letting you walk away from these ongoing headaches.
| Feature | cashhomebuyersflorida.com | Traditional Realtor (Coldwell Banker Schmitt Real Estate Co.) |
|---|---|---|
| Time to Sell | 7-14 Days | Average 72 Days (plus closing) |
| Commissions/Fees | 0% (We pay closing costs) | 5-6% of sale price ($51,000 on an $850k home) |
| Repairs/Renovations | None required (We buy as-is, even with Failing Cast Iron Pipes) | Often required to attract buyers and pass inspection |
| Appraisals/Financing | Not needed (Cash offer) | Required, can cause delays or fall-throughs |
| Closing Certainty | Guaranteed cash offer | Contingent on buyer financing, inspections, etc. |
Submit your property details via our simple online form. It's quick, easy, and completely free.
We'll review your submission and present you with a no-obligation cash offer, often within 24 hours.
Accept our offer, and we'll handle all paperwork, closing quickly on a date that works best for you. No fees, no fuss.
Navigating probate after the loss of a loved one can be emotionally draining and legally complex. In Florida, the probate process is judicial, meaning it involves court oversight, which can extend for 180-365 days or even longer, especially with property involved. Selling a house during probate often requires court approval, adding significant delays and legal fees. We offer a direct cash purchase for inherited properties in Key Largo, helping you avoid prolonged Monroe County Clerk of Court delays and the burden of property maintenance during a difficult time. Our process provides a clean break, allowing you to settle the estate faster and distribute assets without the typical market hassle.
Foreclosure is a daunting prospect, but you have options. Florida is a judicial foreclosure state, and the process can be lengthy, typically ranging from 180 to 365 days or more once a foreclosure lawsuit is filed. Before that, lenders often send a "Notice of Intent to Accelerate" letter, giving you a period, usually around 45 days, to cure the default. Ignoring these notices can lead to a formal foreclosure complaint. Our cash home buying service can provide a rapid solution, enabling you to sell your Key Largo property before the foreclosure sale. A quick sale can prevent further damage to your credit, relieve financial stress, and potentially allow you to retain equity that would otherwise be lost.
Key Largo homeowners often face stringent code enforcement, particularly concerning older homes and unique Keys-specific regulations. Properties with deferred maintenance or past unpermitted work can accumulate violations, leading to fines and mandatory repairs. Trying to sell a home with code violations on the open market typically means you'll need to invest time and money into bringing the property up to code, which for issues like Failing Cast Iron Pipes can be incredibly expensive and disruptive. We buy homes as-is, meaning we take on the responsibility of any existing code violations and necessary retrofitting after the sale. This saves you the headache of managing contractors, securing permits, and bearing unexpected repair costs, allowing for a swift and stress-free transaction.
| Repair Type | Estimated Cost (Traditional Sale) | Our Offer (No Repairs Needed) |
|---|---|---|
| Failing Cast Iron Pipes | $10,000 - $25,000+ | $0 |
| Roof Replacement | $15,000 - $40,000+ | $0 |
| Foundation Issues | $5,000 - $50,000+ | $0 |
Max's Insight:
Key Largo code enforcement is strict about Advanced Wastewater Treatment System requirements. We buy with the violation attached.
Key Largo, often called the "Diving Capital of the World," is the first and longest island of the Florida Keys. Beyond its vibrant tourism, it offers unique communities for residents. The Monroe County School District serves the area, with Key Largo School (K-8) being a local favorite. Many residents commute to Miami for work, making US-1 a critical artery.
Just south of Key Largo, Tavernier (part of Zip Code 33070) offers a quieter, more residential feel. It's known for its deeper channels and excellent boating access. Families appreciate its community atmosphere and proximity to schools. Many homes here reflect the Florida Coastal Ranch style, some showing wear and tear, including potential Failing Cast Iron Pipes. This area provides convenient access to local businesses while maintaining a relaxed pace away from the primary tourist hubs. The Murray E. Nelson Government & Cultural Center is a key local resource here.
The northernmost part of Key Largo, including areas near the exclusive Ocean Reef Club, offers secluded, upscale living. While Ocean Reef itself is a private community, surrounding areas in 33037 provide access to the quieter northern mangroves and bays. Homes here, often larger and newer, still experience the same environmental challenges like Hurricanes and the need for elevated construction due to Zone AE flood zones. Proximity to the mainland can shorten the commute to Miami slightly, though residents often enjoy the remote, natural beauty this area provides.
This bustling heart of Key Largo (Zip Code 33037) is where most commercial activity, shops, and restaurants are located. It's home to the popular Key Largo Community Park, a hub for local sports and recreation. Many older Florida Coastal Ranch homes from the 1950s-1980s are found here, making them susceptible to issues like Failing Cast Iron Pipes. Living here means being close to amenities but also dealing with more traffic, particularly around the S-curve near Gilbert's Resort on US-1. It's a convenient location for those working locally or looking for easy access to the Upper Keys' attractions.
While technically its own village, Islamorada (Zip Code 33036) is a closely related community just south of Key Largo, sharing many of its characteristics and homeowner concerns. Known as the "Sportfishing Capital of the World," it balances tourism with a strong local community feel. Properties here, similar to Key Largo, are often affected by strict Advanced Wastewater Treatment System requirements and the pervasive risk of Hurricanes. Residents often enjoy access to high-quality fishing and boating. Selling in Islamorada means navigating similar market dynamics as Key Largo, including the presence of older homes with potential infrastructure defects.
"Sold my Florida Coastal Ranch with Failing Cast Iron Pipes... didn't have to fix it. Max's team made it so easy."
- A. Rodriguez, Key Largo
"Saved me from Florida foreclosure... closed in 9 days. They truly understand urgent situations."
- J. Miller, Tavernier
"Better than listing with Coldwell Banker Schmitt Real Estate Co.... saved the fees and the waiting. Highly recommend."
- S. Chen, Islamorada
Yes, we actively buy houses for cash across Key Largo, Islamorada, and Tavernier. Our focus is on the Upper Florida Keys. We are familiar with the local market dynamics and are ready to provide a fast, fair cash offer for your property, regardless of its condition or situation.
Absolutely. Homes in FEMA Flood Zone AE are common in Key Largo and the Florida Keys. We understand the implications of flood zones for insurance and property values. We buy homes in Zone AE as-is, so you don't have to worry about flood zone certifications, elevation certificates, or extensive flood-related repairs before selling.
Our typical closing timeline in Key Largo is often as fast as 7-14 days. We work around your schedule and can expedite the process significantly because we use our own cash, eliminating the need for bank financing, appraisals, or lengthy inspections. We aim to close when it's most convenient for you.
We buy all types of homes in Key Largo, including single-family houses, condos, and townhouses. We purchase properties in any condition, whether they need minor cosmetic updates, significant structural repairs, or are in pristine shape. We're interested in properties with issues like Failing Cast Iron Pipes, code violations, or those facing foreclosure or probate.
No, you do not. This is one of the biggest advantages of selling to us. We buy homes in Key Largo completely as-is. You can leave behind anything you don't want, and we'll handle all the necessary clean-up and repairs after closing. This saves you time, money, and the stress of renovations, especially for issues like Failing Cast Iron Pipes or Advanced Wastewater Treatment System requirements.
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